Table of Contents
Overview
Monarch’s Reports feature provides powerful visual insights into your financial data. With detailed charts and flexible filters, you can track your cash flow, analyze spending habits, and monitor income trends—all in one place. Whether you want a broad overview or a deep dive into specific transactions, Reports helps you make informed financial decisions.
Report charts can be downloaded for further analysis or to share, and each type of chart offers powerful filtering tools to drill down into specific dynamic timeframes or categories, merchants, accounts, tags, amounts, and more. In addition, most areas are interactive, and you can hover over a point to view more details or click to view all related transactions. You can also save reports to revisit your favorites with the click of a button!
Reports are currently available on web only.
Exploring the Report Tabs
Monarch Reports consists of three main sections:
1. Cash Flow
The Cash Flow tab provides an overview of your financial inflows and outflows. It includes the fan-favorite Sankey diagram, which visually represents how money moves between categories, as well as two types of bar charts to track cash flow trends over time. The reports can be viewed over a range of timeframes spanning daily to yearly.
Sankey diagram report for the last 30 days by category & group
Bar chart by month for the last year
2. Spending
The Spending tab focuses on where your money goes. You can view spending by category, group, or merchant in either pie chart or bar graph form by either total amount or change over time.
Pie chart with totals for all time by category
Stacked bar chart with totals for all time
3. Income
The Income tab mirrors the Spending tab but focuses on tracking earnings. You can view income by category, group, or merchant in either pie chart or bar graph form, by either total amount or change over time.
Pie chart with totals for the last 30 days
Bar chart with monthly change over time for the last year by category
Saved Reports
With Saved Reports, you can bookmark your favorite custom reports and access them instantly. Once a report is saved, it appears on the Reports page, ready to update with fresh data whenever you need it.
Need inspiration? Here are some useful reports Monarch users love:
- Spending Trends: Track month-over-month trends for specific merchants (like Starbucks) or entire categories (like Restaurants & Bars) to make sure spending doesn’t creep up without you knowing.
- Vacation Expenses: Using custom trip tags, visualize your trip spending with a donut chart breaking down hotels, dining, and activities.
- Household Flows: Use the Sankey diagram to get a clear picture of joint account finances, or even filter for individual accounts so that each person has their own saved Sankey diagram for easy access.
- Year-end tax reports: Create a spending report filtered to tax deductible expenses for easier tax prep.
Using saved reports