Rollover budget feature

Rollovers let you carry a leftover amount in an expense budget category into the next month. This can be helpful if you don't know the exact amount you plan to spend in a category such as restaurants, groceries, or entertainment. Or it can also help with seasonal categories where you spend very little in some months and large amounts in others such as clothing, holiday gifts, or kids summer camp. It can even be used to create yearly budgets by dividing a yearly target budget by 12 with rollovers turned on.

Turning rollovers on or off

How a rollover is calculated

Multiple rollovers

Starting balance on a rollover

Turning rollovers on or off

There are two places you can turn rollovers on or off: In your Budget page and in your Settings page. 

Turn Rollovers on in Budget

On your Budget page, click the "gear" icon that appears when you hover over a category in the web app:

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On mobile, the option is available from the 3 dots on the top right of a category:

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Turn Rollovers on in Settings

You can turn on or off the rollover feature in your Settings on the Categories page in the web app:

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How a rollover is calculated

The rollover amount is simply the remaining amount in a category. Remaining amounts are shown for all categories (with or without rollovers on). The difference is with rollovers the remaining amount is included in the calculation for the budget in the next month.

 

Rollover (last month) + Planned (this month) - Actual (this month)
= Remaining Rollover (next month)

 

In this example, the rollover from last month was $-22 (meaning it was over budget by $22) + $1,430 Planned - $629 Actual which equals $779 to rollover.

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Rollovers can continue on for many months so each month only shows the rollover amount from the month before it. The "cycle" icon in the green or red pill on the remaining amount indicates if a rollover amount was used in the calculation. Any months where rollovers aren't turned on (or categories that don't use rollovers at all) will not show this "cycle" icon.

Multiple rollovers

All expense categories are totaled up and shown in a red bar with the actuals on the left ($11,758) and planned on the right ($11,197).

When rollovers are turned on the planned expenses on the right side of this red bar will include all the rollover amounts from the last month. You can see if the calculation includes rollovers when it has a "cycle" icon next to it similar to individual categories.

Starting balance on a rollover

If you want to start your rollover category with more than your current monthly budget you can set a Starting Balance. This can be done on the web and mobile from the edit category screen.

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